Call each lender in your area and ask what their lowest interest rate is. Once you’ve gathered several quotes, start interviewing the mortgage lenders with the best rates. Keep in mind that mortgage lenders are salespeople, and some are more reputable than others.
Choose a mortgage lender that you can trust. Don’t choose one who tries to talk you into something you can’t afford. A trustworthy mortgage lender can give you advice on working out the best financial plan for your needs and can explain things to you so that you’ll understand the entire process. Sometimes getting referrals from friends or family is helpful.