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What kind of house can I afford if my income fluctuates?

You can try to qualify for a mortgage in this case by showing the paychecks you get, maintaining a high credit score (this varies by lender), and showing that you ...
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What does a good faith estimate mean?

A Good Faith Estimate is a mortgage form that was used until October 2015. It contained information about your mortgage loan. View mortgage rates in your city Same form with ...
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What is an adjustable rate mortgage?

With an adjustable rate mortgage, the interest rate changes annually based on market fluctuations. With a traditional fixed rate mortgage, the interest rate stays the same for the life of ...
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How long does it take to close on a house?

It depends on your situation. Your purchase contract should specify a closing date. Typically, the time from signing the purchase contract to the actual closing date ranges from one to ...
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What is a real estate broker?

Real estate brokers are real estate agents that have decided to prove to their state of licensing that they have the educational "chops" to self-manage (as opposed to reporting to ...
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Woman thinking about refinancing

Can I refinance again after 3 months?

alenkasm/Bigstock.com It is possible to refinance most loans within three months, but in many cases it won’t make sense, even though you are paying a lower interest rate. That’s because ...
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What are some things I need to consider before I rent out my house?

Before renting out your house, research the rental rates in your area to make sure renting your house is worth the effort. You’ll need to purchase rental insurance, and require ...
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Is there a credit check in a seller financing transaction?

In a seller financing deal, because the seller is financing the deal, there isn't necessarily a credit check involved. This is the decision of the seller. However, if you've been ...
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Who is responsible for damages if it’s the tenants fault?

If a tenant breaks something, it's generally the tenant's responsibility to pay for it. It's the same as when a consumer enters a retail store. You know the motto, "You ...
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