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Can I put 0 percent down on a house?

©jolopes/Fotolia While it’s harder to find a “no money down” mortgage than it was before the Great Recession, it is still possible for certain home buyers. Several loan programs allow ...
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Happy first-time homebuyers

What are some things a first-time home buyer should consider?

Voy/Bigstock.com Always get preapproved – not prequalified – from a lender before you start house shopping. You must know the size of the mortgage for which you qualify beforehand. Consider ...
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I do not want to rent out my house to someone with kids

Under Federal Fair Housing Acts, the answer is no. A landlord is not allowed to discriminate against renters based on familial status, and that includes children and their ages. Of ...
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What is a conventional mortgage loan?

A conventional mortgage is a loan that is not backed by the government, as an FHA loan is. Conventional loans usually offer better interest rates than FHA loans do because ...
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Home Depot vs. Lowe’s: What’s The Difference?

Home Depot and Lowe's are both very similar in terms of product selection. However, you may find slight a difference in terms of brands and available inventory between the two ...
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What are the cons associated with a VA loan versus a conventional loan?

If you qualify for and decide to take out a VA loan because of its flexible benefits, you should also be aware of this product's downsides. You must pay a ...
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What is a good credit score to buy a house?

Most lenders look at your FICO score to determine whether you would be a good or a bad credit risk. FICO scores range from 300 to 850, the higher the ...
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Does it matter if my realtor only works part-time?

Hiring a part-time realtor has its pros and cons. They can be great if you work a traditional 9-5 job and can only meet on evenings in weekends—and they can ...
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Is first and last months’ rent too much for a deposit to move into a house?

Most landlords charge first month’s rent and a security deposit. Some landlords add last month’s rent as well. First month’s rent covers the first month the tenant will live in ...
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